Money and Finance

M-5 / Money : Borrowing, Managing, Repaying, Saving, and Spending

M-5 / Money : Borrowing, Managing, Repaying, Saving, and Spending

Playing with distractions is not taking action. You are the only one who controls your future, and the future of those you love and care for. Building or renovating a house requires money management skills beyond those needed to buy stuff at t Read more
PANDEMIC PRICING AND HOMEBUILDING

PANDEMIC PRICING AND HOMEBUILDING

PANDEMIC PRICING AND HOMEBUILDING by Andy Bozeman Never Buy High to Sell Low. But if You’re Building or Remodeling, Right Now, That’s EXACTLY What You’re Doing. At this moment, if you are trying to build anything related to ‘home’ and yo Read more
You CAN have an Affordable Home

You CAN have an Affordable Home

M-5 Money Why does everything cost so much?! That question is the key in the struggle to make a place for yourself. Building a life is tough. Finding your way, meeting a mate, raising a family, working hard to have the best quality of life, then Read more
Flood Law and Congress

Flood Law and Congress

The United States Congress maintains a law which requires all properties within the 100-year floodplain that are purchased with a federally backed mortgage to carry flood insurance. Such federally backed loans include: FHA VA FmHA (Rural Dev Read more
“Won’t Work” Never Will

“Won’t Work” Never Will

Given project conditions that will never change, numbers that don't work are numbers that never will work. Stop the project.   Read more
Best Method of Personal Financial Growth

Best Method of Personal Financial Growth

A true, haunting story excerpt from GHOST BUBBLE :   The RIGHT WAY to start smart, and end strong A timeless formula, tested by every generation since money was invented, as shells, beads, and salt. start with a small, simple, very Read more
Bubble Trouble

Bubble Trouble

What Is a Bubble? A Bubble will occur whenever there’s a disproportionate, upside-down relationship between the purchase price of a thing, and the actual value of that thing. Upside-down? The value of the thing will never be as high as the price Read more
Distracted Driving – Hidden Building Cost – No Recovery

Distracted Driving – Hidden Building Cost – No Recovery

SETTING - It’s a dark and stormy night. A lull in the storm offers a chance for a man (his real name is Husband) to leave the sprawling building, where his office is located; and from which he is the last to exit. In front of the sprawling buil Read more
Grown Children MUST BE On Their Own for Money They Owe

Grown Children MUST BE On Their Own for Money They Owe

It’s not that this happens often; it’s that it happens ALL the time. DS (not even close to his real name) came to me for the design of a new home. He had done everything right, concerning his personal finances and long-range expectations. His p Read more