The United States Congress maintains a law which requires all properties within the 100-year floodplain that are purchased with a federally backed mortgage to carry flood insurance.
Such federally backed loans include:
- FHA
- VA
- FmHA (Rural Development / Department of Agriculture)
- Subsidy Mortgages (state and Federal)
Others are possible…
Be certain that your home is properly insured, whether privately or federally. A flood can wipe away everything.
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