Insurance

Flood Law and Congress

Flood Law and Congress

The United States Congress maintains a law which requires all properties within the 100-year floodplain that are purchased with a federally backed mortgage to carry flood insurance. Such federally backed loans include: FHA VA FmHA (Rural Dev Read more
Flood Insurance PREMIUM

Flood Insurance

A homeowner’s policy does not usually cover flood damage of any kind. Flood Insurance covers losses to your property caused by flooding. From structural and mechanical damage to flood debris cleanup, your investment is protected by a flood insu Read more
Flood PREMIUM

Flood

Flood Hazard THE FLOODPLAIN First of all, DON'T BUILD IN A FLOODPLAIN!!! But, if you choose to ignore this very good advice, at least familiarize yourself with the following. Floods happen in all 50 states. They will occur along the coa Read more
EXCAVATION INTO BEARING SOIL or Digging the Foundation PREMIUM

EXCAVATION INTO BEARING SOIL or Digging the Foundation

‘Excavation’ is the practice of digging into dirt and moving it around. ‘Bearing Soil’ is the deep-down dirt that can carry, or bear, the weight of a house. The previously mentioned ‘surface soil’ is only strong enough to support gras Read more