Money and Finance Archives - Home Building Timeline by Andy Bozeman

You are currently viewing the selection of free articles. Please login if you have an active subscription, or check out the subscriptions in the shop to unlock all the premium content.

M-5 / Money : Borrowing, Managing, Repaying, Saving, and Spending

Playing with distractions is not taking action. You are the only one who controls your future, and the future of those you love and care for. Building or renovating a house requires money management skills beyond those needed to buy stuff at t Read more

PANDEMIC PRICING AND HOMEBUILDING

PANDEMIC PRICING AND HOMEBUILDING by Andy Bozeman Never Buy High to Sell Low. But if You’re Building or Remodeling, Right Now, That’s EXACTLY What You’re Doing. At this moment, if you are trying to build anything related to ‘home’ and yo Read more

You CAN have an Affordable Home

M-5 Money Why does everything cost so much?! That question is the key in the struggle to make a place for yourself. Building a life is tough. Finding your way, meeting a mate, raising a family, working hard to have the best quality of life, then Read more

Flood Law and Congress

The United States Congress maintains a law which requires all properties within the 100-year floodplain that are purchased with a federally backed mortgage to carry flood insurance. Such federally backed loans include: FHA VA FmHA (Rural Dev Read more

“Won’t Work” Never Will

Given project conditions that will never change, numbers that don't work are numbers that never will work. Stop the project. Read more

Best Method of Personal Financial Growth

A true, haunting story excerpt from GHOST BUBBLE : The RIGHT WAY to start smart, and end strong A timeless formula, tested by every generation since money was invented, as shells, beads, and salt. start with a small, simple, very Read more

A Girl and Her Folks… and her Grands …on both sides, …and a favorite aunt

A true, haunting story excerpt from GHOST BUBBLE : A Girl and Her Folks… …and her Grands …on both sides, …and a favorite aunt “Though grown and married, And with children of her own, She was still daddy’s little girl. It couldn� Read more

Faith Builds a Mountain……of loss

A true, haunting story excerpt from GHOST BUBBLE : He said he had a vision. He said God “parted the veil of reality” and revealed a long line of sleek A-frame structures on a plain of endless sand. His understanding of the vi Read more

The Son-Dad Plan : Tipping the Scales

A true, haunting story excerpt from GHOST BUBBLE : The Home Place becomes the Gone Place Washington State - 2011 - 147 picturesque acres, worth over a million dollars, split down the middle by the Snoqualmie River - home of the family d Read more

The IRA That Went Away

A true, haunting story excerpt from GHOST BUBBLE : One person using up an individual retirement account In early 2010, somewhere in middle America, a forty-something woman with two small children, was freshly divorced. The settlement : no c Read more

Bubble Trouble

What Is a Bubble? A Bubble will occur whenever there’s a disproportionate, upside-down relationship between the purchase price of a thing, and the actual value of that thing. Upside-down? The value of the thing will never be as high as the price Read more

Distracted Driving – Hidden Building Cost – No Recovery

SETTING - It’s a dark and stormy night. A lull in the storm offers a chance for a man (his real name is Husband) to leave the sprawling building, where his office is located; and from which he is the last to exit. In front of the sprawling buil Read more

Grown Children MUST BE On Their Own for Money They Owe

It’s not that this happens often; it’s that it happens ALL the time. DS (not even close to his real name) came to me for the design of a new home. He had done everything right, concerning his personal finances and long-range expectations. His p Read more